Founded in 2021 by veterans Ryan and Megan Harter, Harter Insurance Agency was built to provide first-class service to customers who want a personal and responsive relationship with their insurance agent.
Harter Insurance Agency serves customers from 14321 Winter Breeze Drive in Midlothian and across all of Virginia.
Independent Insurance Guidance
As an independent agency, Harter Insurance Agency represents highly rated carriers including Erie Insurance Company, Travelers Insurance Company, Mercury Insurance Company, Progressive Insurance Company, The Hanover Insurance Company, National General Insurance Company, American Modern Insurance Company, Agency Insurance Company of Maryland. That gives the agency flexibility to help customers compare coverage options instead of being limited to one company.
Veteran-Owned And Relationship-Focused
Ryan and Megan Harter founded the agency after serving in the United States Air Force. The agency is veteran-owned and is a member of Independent Insurance Agents of Virginia, with a focus on personal, responsive service.
Our Service Standard
We strive to give every customer first-class service, and our reviews highlight that commitment. Our goal is to respond as quickly as possible to every call and email so customers receive the personal, responsive service they expect from Harter Insurance Agency.
Meet The Team
Ryan Harter founded Harter Insurance Agency in 2021 after previously serving in the United States Air Force and as a public school teacher in Virginia. He is licensed in Property and Casualty and Life Insurance.
Megan Harter founded Harter Insurance Agency in 2021 after previously serving in the United States Air Force. She is licensed in Property and Casualty.
Antonio Ross joined Harter Insurance Agency in 2025 and is licensed in Property and Casualty.
